Time to start re $$$

[The People]

My financial circumstances having gotten more and more out of control since I had to stop working 6 years ago. I am at the end of the road. I need help in order to fix things. I don't know what that is going to look like. The first step is to call a free credit counselling service to book an appointment.

When I am in a bad financial space somebody shops even more. Things are a mess that I will never get out of them by just making minimum payments. That is not a job for a T so I need someone who could walk me through the process... whatever that should be.

A bottle of red would be good right now but not good for the body while on double antibiotics.